What credit score do you need to get a Walmart credit card?

What credit score do you need to get a Walmart credit card?

Here’s what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.

Is Walmart easy to get credit?

Your Walmart Credit Card approval odds are good if you have a credit score of 640+, which is considered fair credit. Approval odds for the Walmart Credit Card will also be influenced by your annual income and existing debts. In addition, every applicant will need to be 18+ years old.

What bank owns Walmart credit card?

The bank that issues Walmart credit cards is Capital One. Capital One has been the Walmart credit card issuer since October 2019, when the revamped Walmart Rewards Mastercard and Walmart Rewards store credit card debuted.

Is Walmart credit card only good at Walmart?

Since the Walmart Rewards™ Card is a private-label card, you can only use the card at Walmart properties, which include Walmart.com, the Walmart app, Walmart stores and Murphy USA gas stations. On the other hand, the Capital One Walmart Rewards® Card can be used anywhere Mastercard is accepted.

How much is Walmart credit card limit?

Credit limits for a Walmart credit card can range from $150 to over $5,000. Several factors go into determining your credit limit, including your annual income and credit history. Where can I use a Walmart credit card? The Capital One® Walmart Rewards™ Mastercard® can be used anywhere Mastercard is accepted.

Is it hard to get a Capital One Walmart card?

There is no hard and fast number when it comes to the credit score required to get a Capital One Walmart Rewards™ Card or Walmart Rewards™ Card.

Does Walmart card build credit?

A Walmart credit card does build credit, just like any other major credit card, as long as you use the card responsibly. That generally means paying your Walmart card bill on time every month and not maxing out your total credit limit. You can learn more from WalletHub’s guide on how to build credit.

Can I get a Walmart credit card with a 520 credit score?

What Credit Score Is Needed for a Walmart Credit Card? To qualify for a Walmart credit card, you must have a credit score of at least 550. You will only qualify for a Walmart Mastercard with a credit score of 660 or higher.

Can I use my Walmart credit card on Amazon?

The two co-branded Amazon Visa Signature cards and the Capital One Walmart Rewards® Card are accepted everywhere, whereas the two Amazon store cards and the Walmart Rewards card can only be used at the respective retailers.

Is Walmart credit card a hard inquiry?

The Walmart Credit Card application will result in a hard inquiry. So, keep in mind that you will need at least fair credit (640+) to get the card. While the score is higher than what most store cards require, you will be able to use the card anywhere Mastercard is accepted.

How long does it take to get approved for a Walmart credit card?

It can take 7-10 business days to get approved for a Walmart Credit Card if you’re not approved instantly when you apply. Once you are approved, you will receive your Walmart Credit Card by mail within 10 business days. So from the moment you apply, it can take up to 20 business days to get the Walmart Credit Card.

Can I use Walmart credit card anywhere?

The Capital One® Walmart Rewards™Mastercard can be used for Walmart purchases and anywhere else that Mastercard is accepted.

Can I use my Walmart card at Sam’s?

Key Takeaways. The Walmart credit card is a popular, co-branded, retailer credit card option. Walmart offers two credit cards through its partnership with Capital One: the Walmart MasterCard and the Walmart Rewards Card. Both Walmart credit cards can be used at Sam’s Club.

Can I use my Walmart Capital One card at Target?

Only the Capital One® Walmart Rewards™ Card can be used everywhere Mastercard is accepted. Being Mastercard is one of the largest and most popular global networks, you can bet your card will be accepted most everywhere.

What are the benefits of having a Walmart credit card?

Key features of the Capital One® Walmart Rewards™ Mastercard®

• 5% back on purchases at Walmart.com and items purchased through the Walmart app. …
• 2% back for in-store purchases, including those made at Murphy USA and Walmart gas stations.
• 2% back at travel and restaurants.
• 1% back on all other purchases.

Can I withdraw money from my Walmart credit card?

You can get a Walmart credit card cash advance from an ATM or bank if you have the Walmart Mastercard. You can’t use the Walmart Store Credit Card for a cash advance (or to make purchases anywhere but Walmart).

What should be the minimum salary to apply for credit card?

Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.

Is Capital One Walmart card a credit card?

Card Type. The Capital One Walmart Rewards Mastercard* is a co-branded cash back credit card. Unlike some retail cards, you’re not limited to only purchases at Walmart. Since it’s a Mastercard credit card, you can use it anywhere Mastercard is accepted — and you’ll even earn bonus rewards in some non-Walmart categories …