What is the current Halifax mortgage rate?

What is the current Halifax mortgage rate?

New buy to let mortgages

Term Initial rate The overall cost for comparison is
Term 5 years Initial rate 3.52% The overall cost for comparison is 5.1% APRC
Term 5 years Initial rate 3.28% The overall cost for comparison is 5.2% APRC
Term 5 years Initial rate 3.68% The overall cost for comparison is 5.1% APRC

How easy is it to get a mortgage with Halifax?

How strict are Halifax as a mortgage lender? All high street mortgage lenders are strict in the sense that they’re likely to reject an application that falls outside of their lending criteria. That said, Halifax are known to cater for first-time buyers, low-income customers and even people with certain credit issues.

How do I check the status of my Halifax mortgage application?

The fastest way to check details about your mortgage is through Online Banking or our Mobile Banking app. You can do this even if your mortgage is the only account you have with us. It’s extra easy.

What is the current Halifax variable rate?

At 3.5%, Halifax’s current SVR is lower than the majority of the new mortgage deals it offers.

Is now a good time to fix my mortgage?

Whichever type of mortgage you are on, it is a great time to consider fixing your mortgage (or arranging a new one to start when your existing deal ends), before further base rate hikes come into force.

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How many times my salary can I borrow?

As long as you pass the affordability checks, you should have access to the same deals as people who are employed in a steady job. So you should be able to borrow up to 4.5 times or even 5.5 times your annual income.

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